What Can I Use as Collateral for Bail Bonds?

Getting arrested is no walk in the park and at Affordable Bail Bonding, we believe that it should be as easy as possible to get out of jail quickly so that you can prepare for your upcoming court date. You can count on us to provide professional, affordable bail bonds in South Boston and we are here to help you get out of jail 24 hours a day, seven days a week. In some instances, you might wonder if you need some type of collateral to help secure your release. In today’s post, we’ll take a closer look at collateral by explaining what it is and a few common types of collateral. Let’s get started.

What Is Collateral?

If you request help from a bail bondsman to get out of jail, then they will request some type of payment in return. This payment is known as the bail premium and it is commonly paid with money. However, in the instance that you cannot afford to pay for the premium out of pocket, you can offer the bondsman something else in place of bail money.

Bail collateral often takes the form of property and it is returned when your case comes to a close, regardless of the outcome of the case. Yes — even if you are sentenced for your crime, the collateral will be returned to you. However, if you fail to appear for your court dates or skip bail altogether, you’ll forfeit ownership of the collateral. Bail collateral can take on many forms, but it is most often some type of tangible property. Let’s take a look at five of the most common types of bail collateral offered.

5 Common Types of Bail Collateral


Precious metals and jewels often have significant cash value. Sure, they may fluctuate throughout the years based on what the market is doing, but they are almost always valuable enough to be offered as collateral. Gold, silver, or platinum are just a few common precious metals that jewelry is made from and if the piece contains a diamond, emerald, sapphire, or ruby, then it is all the more valuable.

Real Estate

While you might think that real estate applies to a home or another type of building, it is actually broad enough to include the land itself as well as any type of natural resources on it. You don’t have to own real estate outright to use it as collateral; real estate can be used as collateral as long as you have enough equity in it. In fact, you don’t even have to be the owner of the property — real estate holdings owned by friends or family can also be offered as collateral.


There are many types of electronic items that can be used as bail collateral. This is because they are easily pawned. Essentially, if it can be pawned, it can be offered as payment to secure your release from jail. Common items include televisions, gaming systems, personal computers, and laptops. Keep in mind that electronics depreciate pretty rapidly, so you may not get as much as you’re hoping for when you try to pawn them.

Motor Vehicles

Any type of vehicle can be offered as bail collateral. This includes cars, trucks, SUVs, motorhomes, and motorcycles. Even trailers, boats, and snowmobiles may be offered as collateral. This can be an excellent means of posting bail, especially if you don’t intend on using said motor vehicle in the near future. However, remember that you’ll forfeit the motor vehicle if you skip bail, making it all the more important to attend all of your court dates.

Bank Accounts

Lastly, the contents of any savings account can be used as collateral. This may include interest-bearing savings accounts, college funds, and other types of accounts. In addition to the contents of savings accounts, you can also offer any investments that you have as bail collateral. Examples include CDs, stocks, and bonds. These items are readily accepted as bail as they are essentially the same as money.

Need Affordable Bail Bonds in South Boston?

If you are searching for affordable bail bonds in South Boston, look no further than the experienced bondsmen at Affordable Bail Bonding — it’s in our name! We pride ourselves on offering the quickest, most professional bail bonds in town and we are happy to answer any questions you have about collateral and paying your bail bond premium. We’ll even set up a payment plan for you so that you don’t have to worry about your premium causing a financial hardship for you on top of everything else you are dealing with. Contact us right away to request bail in South Boston!